|
 |
 |
|
Citizens Savings Bank and Trust Company
Citizens Savings Bank and Trust Company
RSSD ID 55635 | CERTIFICATE 10319 | ABA NUMBER 64000185 |
2013 Jefferson St |
Quarter Ended : |
2025-06-30 |
Nashville, Tennessee, 37208 |
Updated : |
2025-07-24 |
www.bankcbn.com |
|
Institution Profile |
Year Opened : |
1904 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
|
Specialization : |
Commercial Lending Specialization |
Number of Offices : |
2 |
Number of Employees : |
23 |
|
|
|
|
|
Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
Total Assets | 184,988 |
|
Total Interest Income | 5,439 |
Total Liabilities | 167,742 |
|
Total NonInterest Income | 317 |
Total Bank Equity Capital | 17,246 |
|
Total Interest Expense | 2,521 |
Total Deposits | 166,378 |
|
Total NonInterest Expense | 3,060 |
Net Loans & Leases | 159,375 |
|
Net Income | 73 |
Loan Loss Allowance | 1,660 |
|
Net Charge Offs | 382 |
|
|
|
Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
Total capital | 19,024 |
|
Total loans | 157,288 |
Total assets for the leverage ratio | 184,496 |
|
Loans secured by real estate: | 141,659 |
Tier 1 Leverage Ratio | 9.41 |
|
Commercial and industrial loans | 6,590 |
Tier 1 Capital Ratio | 13.85 |
|
Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 15.17 |
|
Loans to individuals - Other | 3,159 |
|
|
|
|