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 Citizens Savings Bank and Trust Company
Citizens Savings Bank and Trust Company
| RSSD ID 55635 | CERTIFICATE 10319 | ABA NUMBER 64000185 |
| 2013 Jefferson St |
Quarter Ended : |
2025-12-31 |
| Nashville, Tennessee, 37208 |
Updated : |
2026-01-26 |
| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
22 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 183,374 |
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Total Interest Income | 11,189 |
| Total Liabilities | 165,821 |
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Total NonInterest Income | 672 |
| Total Bank Equity Capital | 17,553 |
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Total Interest Expense | 5,055 |
| Total Deposits | 164,800 |
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Total NonInterest Expense | 6,026 |
| Net Loans & Leases | 157,170 |
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Net Income | 300 |
| Loan Loss Allowance | 1,735 |
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Net Charge Offs | 614 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 19,585 |
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Total loans | 156,972 |
| Total assets for the leverage ratio | 185,440 |
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Loans secured by real estate: | 140,304 |
| Tier 1 Leverage Ratio | 9.57 |
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Commercial and industrial loans | 5,264 |
| Tier 1 Capital Ratio | 14.53 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.04 |
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Loans to individuals - Other | 5,470 |
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:· Citizens Savings Bank and Trust Company
