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First National Bank of Lake Jackson
First National Bank of Lake Jackson
| RSSD ID 560353 | CERTIFICATE 18895 | ABA NUMBER 113101317 |
| 122 West Way |
Quarter Ended : |
2025-12-31 |
| Lake Jackson, Texas, 77566 |
Updated : |
2026-01-30 |
| www.fnblj.com |
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| Institution Profile |
| Year Opened : |
1963 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 211,992 |
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Total Interest Income | 7,154 |
| Total Liabilities | 205,190 |
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Total NonInterest Income | 176 |
| Total Bank Equity Capital | 6,802 |
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Total Interest Expense | 3,635 |
| Total Deposits | 203,722 |
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Total NonInterest Expense | 3,381 |
| Net Loans & Leases | 49,985 |
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Net Income | 104 |
| Loan Loss Allowance | 538 |
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Net Charge Offs | 7 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 26,478 |
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Total loans | 48,035 |
| Total assets for the leverage ratio | 216,034 |
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Loans secured by real estate: | 37,992 |
| Tier 1 Leverage Ratio | 11.98 |
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Commercial and industrial loans | 9,884 |
| Tier 1 Capital Ratio | 33.12 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 33.88 |
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Loans to individuals - Other | 841 |
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