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Summit State Bank
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Summit State Bank
| RSSD ID 561574 | CERTIFICATE 32203 | ABA NUMBER 321181307 |
| 500 Bicentennial Way |
Quarter Ended : |
2026-06-30 |
| Santa Rosa, California, 95403 |
Updated : |
2026-07-28 |
| www.summitstatebank.com |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
106 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 959,783 |
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Total Interest Income | 28,112 |
| Total Liabilities | 858,426 |
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Total NonInterest Income | 1,829 |
| Total Bank Equity Capital | 101,357 |
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Total Interest Expense | 9,724 |
| Total Deposits | 846,129 |
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Total NonInterest Expense | 12,940 |
| Net Loans & Leases | 746,099 |
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Net Income | 367 |
| Loan Loss Allowance | 12,813 |
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Net Charge Offs | 8,655 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 119,015 |
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Total loans | 779,017 |
| Total assets for the leverage ratio | 971,622 |
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Loans secured by real estate: | 721,864 |
| Tier 1 Leverage Ratio | 10.84 |
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Commercial and industrial loans | 53,493 |
| Tier 1 Capital Ratio | 13.1 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.8 |
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Loans to individuals - Other | 3,660 |
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