|
 |
 |
|
United Bank of Union
United Bank of Union
| RSSD ID 562058 | CERTIFICATE 14334 | ABA NUMBER 81905289 |
| 15 E Main St |
Quarter Ended : |
2025-12-31 |
| Union, Missouri, 63084 |
Updated : |
2026-01-23 |
| www.ubu.bank |
|
| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
79 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 561,850 |
|
Total Interest Income | 33,792 |
| Total Liabilities | 515,297 |
|
Total NonInterest Income | 2,413 |
| Total Bank Equity Capital | 46,553 |
|
Total Interest Expense | 12,136 |
| Total Deposits | 462,600 |
|
Total NonInterest Expense | 14,873 |
| Net Loans & Leases | 451,816 |
|
Net Income | 7,756 |
| Loan Loss Allowance | 6,620 |
|
Net Charge Offs | 954 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 462,197 |
| Total assets for the leverage ratio | 570,623 |
|
Loans secured by real estate: | 373,178 |
| Tier 1 Leverage Ratio | 9.51 |
|
Commercial and industrial loans | 85,038 |
| Off Balance Sheet Exposures (%) | 12.16 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 3,638 |
|
|
|
|