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Citizens Bank & Trust Co.
Citizens Bank & Trust Co.
| RSSD ID 56258 | CERTIFICATE 10218 | ABA NUMBER 91901862 |
| 102 Main St S |
Quarter Ended : |
2025-12-31 |
| Hutchinson, Minnesota, 55350 |
Updated : |
2026-01-26 |
| www.cbhutch.com |
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| Institution Profile |
| Year Opened : |
1886 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 322,185 |
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Total Interest Income | 13,202 |
| Total Liabilities | 306,095 |
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Total NonInterest Income | 797 |
| Total Bank Equity Capital | 16,090 |
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Total Interest Expense | 4,049 |
| Total Deposits | 293,543 |
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Total NonInterest Expense | 6,201 |
| Net Loans & Leases | 162,636 |
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Net Income | 3,610 |
| Loan Loss Allowance | 2,178 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 29,493 |
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Total loans | 162,605 |
| Total assets for the leverage ratio | 336,949 |
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Loans secured by real estate: | 107,824 |
| Tier 1 Leverage Ratio | 8.07 |
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Commercial and industrial loans | 30,521 |
| Tier 1 Capital Ratio | 13.75 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.92 |
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Loans to individuals - Other | 7,233 |
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