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 First National Bank of Griffin
First National Bank of Griffin
| RSSD ID 563233 | CERTIFICATE 169 | ABA NUMBER 61101184 |
| 318 S Hill St |
Quarter Ended : |
2025-12-31 |
| Griffin, Georgia, 30224 |
Updated : |
2026-01-24 |
| www.fnbgriffin.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
77 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 365,919 |
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Total Interest Income | 17,945 |
| Total Liabilities | 333,153 |
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Total NonInterest Income | 3,315 |
| Total Bank Equity Capital | 32,766 |
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Total Interest Expense | 2,262 |
| Total Deposits | 317,380 |
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Total NonInterest Expense | 10,839 |
| Net Loans & Leases | 177,804 |
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Net Income | 6,023 |
| Loan Loss Allowance | 2,183 |
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Net Charge Offs | 21 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 42,747 |
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Total loans | 176,449 |
| Total assets for the leverage ratio | 364,295 |
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Loans secured by real estate: | 149,843 |
| Tier 1 Leverage Ratio | 11.13 |
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Commercial and industrial loans | 22,528 |
| Tier 1 Capital Ratio | 17.33 |
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Loans to individuals - Credit Cards | 389 |
| Total Capital Ratio | 18.26 |
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Loans to individuals - Other | 4,517 |
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:· First National Bank of Griffin
