|
 |
|
|
 Citizens' Bank, Inc.
|
Citizens' Bank, Inc.
| RSSD ID 563336 | CERTIFICATE 23523 | ABA NUMBER 65103243 |
| 21980 Palmer Street |
Quarter Ended : |
2026-06-30 |
| Robertsdale, Alabama, 36567 |
Updated : |
2026-07-24 |
| WWW.CITIZENSBANKAL.COM |
|
| Institution Profile |
| Year Opened : |
1981 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
30 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 158,861 |
|
Total Interest Income | 3,834 |
| Total Liabilities | 143,817 |
|
Total NonInterest Income | 166 |
| Total Bank Equity Capital | 15,044 |
|
Total Interest Expense | 984 |
| Total Deposits | 143,072 |
|
Total NonInterest Expense | 1,992 |
| Net Loans & Leases | 84,580 |
|
Net Income | 915 |
| Loan Loss Allowance | 946 |
|
Net Charge Offs | 17 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 83,980 |
| Total assets for the leverage ratio | 161,429 |
|
Loans secured by real estate: | 69,687 |
| Tier 1 Leverage Ratio | 11 |
|
Commercial and industrial loans | 8,724 |
| Off Balance Sheet Exposures (%) | 4.29 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 5,569 |
|
|
|
|
:· Citizens' Bank, Inc.
