|
 |
|
|
 VeraBank, National Association
VeraBank, National Association
| RSSD ID 56351 | CERTIFICATE 3250 | ABA NUMBER 111903151 |
| 201 W Main St |
Quarter Ended : |
2025-12-31 |
| Henderson, Texas, 75652 |
Updated : |
2026-01-28 |
| www.verabank.com |
|
| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
42 |
Number of Employees : |
550 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,444,588 |
|
Total Interest Income | 225,729 |
| Total Liabilities | 3,938,534 |
|
Total NonInterest Income | 42,360 |
| Total Bank Equity Capital | 506,054 |
|
Total Interest Expense | 58,583 |
| Total Deposits | 3,901,425 |
|
Total NonInterest Expense | 120,469 |
| Net Loans & Leases | 2,729,665 |
|
Net Income | 65,426 |
| Loan Loss Allowance | 34,105 |
|
Net Charge Offs | 8,564 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 514,447 |
|
Total loans | 2,757,266 |
| Total assets for the leverage ratio | 4,394,051 |
|
Loans secured by real estate: | 2,311,131 |
| Tier 1 Leverage Ratio | 10.91 |
|
Commercial and industrial loans | 338,479 |
| Tier 1 Capital Ratio | 17.05 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.29 |
|
Loans to individuals - Other | 91,987 |
|
|
|
|
:· VeraBank, National Association
