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Southeast First National Bank
Southeast First National Bank
| RSSD ID 563934 | CERTIFICATE 19819 | ABA NUMBER 61101414 |
| 10144 Commerce St |
Quarter Ended : |
2025-12-31 |
| Summerville, Georgia, 30747 |
Updated : |
2026-01-27 |
| WWW.SOUTHEASTFNB.COM |
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| Institution Profile |
| Year Opened : |
1968 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 70,414 |
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Total Interest Income | 3,006 |
| Total Liabilities | 61,821 |
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Total NonInterest Income | 444 |
| Total Bank Equity Capital | 8,593 |
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Total Interest Expense | 726 |
| Total Deposits | 61,511 |
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Total NonInterest Expense | 1,969 |
| Net Loans & Leases | 20,389 |
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Net Income | 805 |
| Loan Loss Allowance | 340 |
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Net Charge Offs | (290) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 20,029 |
| Total assets for the leverage ratio | 70,847 |
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Loans secured by real estate: | 16,862 |
| Tier 1 Leverage Ratio | 12.15 |
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Commercial and industrial loans | 840 |
| Off Balance Sheet Exposures (%) | 6.59 |
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Loans to individuals - Credit Cards | 57 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,990 |
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