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 Crossroads Bank
Crossroads Bank
| RSSD ID 564463 | CERTIFICATE 10709 | ABA NUMBER 114917924 |
| 406 W Grand Ave |
Quarter Ended : |
2025-03-31 |
| Yoakum, Texas, 77995 |
Updated : |
2025-04-29 |
| www.crbanktx.com |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 340,524 |
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Total Interest Income | 4,507 |
| Total Liabilities | 316,196 |
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Total NonInterest Income | 508 |
| Total Bank Equity Capital | 24,328 |
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Total Interest Expense | 1,337 |
| Total Deposits | 314,352 |
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Total NonInterest Expense | 1,982 |
| Net Loans & Leases | 201,282 |
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Net Income | 1,531 |
| Loan Loss Allowance | 2,431 |
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Net Charge Offs | 131 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 203,106 |
| Total assets for the leverage ratio | 333,047 |
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Loans secured by real estate: | 139,607 |
| Tier 1 Leverage Ratio | 11.2 |
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Commercial and industrial loans | 38,105 |
| Off Balance Sheet Exposures (%) | 3.37 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 21,463 |
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:· Crossroads Bank
