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 Crossroads Bank
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Crossroads Bank
| RSSD ID 564463 | CERTIFICATE 10709 | ABA NUMBER 114917924 |
| 406 W Grand Ave |
Quarter Ended : |
2026-06-30 |
| Yoakum, Texas, 77995 |
Updated : |
2026-07-20 |
| www.crbanktx.com |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 380,663 |
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Total Interest Income | 10,317 |
| Total Liabilities | 347,298 |
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Total NonInterest Income | 1,322 |
| Total Bank Equity Capital | 33,365 |
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Total Interest Expense | 2,778 |
| Total Deposits | 345,437 |
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Total NonInterest Expense | 3,787 |
| Net Loans & Leases | 210,328 |
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Net Income | 4,868 |
| Loan Loss Allowance | 2,468 |
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Net Charge Offs | 188 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 211,166 |
| Total assets for the leverage ratio | 376,413 |
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Loans secured by real estate: | 142,216 |
| Tier 1 Leverage Ratio | 11.64 |
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Commercial and industrial loans | 44,293 |
| Off Balance Sheet Exposures (%) | 4.14 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 20,943 |
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:· Crossroads Bank
