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 GSL Savings Bank
GSL Savings Bank
| RSSD ID 564678 | CERTIFICATE 28708 | ABA NUMBER 221270525 |
| 6823 Bergenline Ave |
Quarter Ended : |
2025-12-31 |
| Guttenberg, New Jersey, 7093 |
Updated : |
2026-01-26 |
| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
17 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 149,102 |
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Total Interest Income | 7,621 |
| Total Liabilities | 137,756 |
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Total NonInterest Income | 183 |
| Total Bank Equity Capital | 11,346 |
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Total Interest Expense | 4,068 |
| Total Deposits | 118,267 |
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Total NonInterest Expense | 3,950 |
| Net Loans & Leases | 117,566 |
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Net Income | (180) |
| Loan Loss Allowance | 853 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 12,074 |
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Total loans | 101,367 |
| Total assets for the leverage ratio | 152,384 |
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Loans secured by real estate: | 92,693 |
| Tier 1 Leverage Ratio | 7.36 |
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Commercial and industrial loans | 7,536 |
| Tier 1 Capital Ratio | 11.71 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.62 |
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Loans to individuals - Other | 1,138 |
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:· GSL Savings Bank
