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 Citizens Community Bank
Citizens Community Bank
| RSSD ID 564838 | CERTIFICATE 12079 | ABA NUMBER 61209552 |
| 120 W Main St |
Quarter Ended : |
2025-12-31 |
| Hahira, Georgia, 31632 |
Updated : |
2026-01-26 |
| www.ccbga.bank |
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| Institution Profile |
| Year Opened : |
1927 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
44 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 210,068 |
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Total Interest Income | 11,452 |
| Total Liabilities | 196,277 |
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Total NonInterest Income | 1,297 |
| Total Bank Equity Capital | 13,791 |
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Total Interest Expense | 3,097 |
| Total Deposits | 189,166 |
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Total NonInterest Expense | 6,598 |
| Net Loans & Leases | 130,633 |
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Net Income | 2,721 |
| Loan Loss Allowance | 1,550 |
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Net Charge Offs | 55 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 20,985 |
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Total loans | 131,272 |
| Total assets for the leverage ratio | 214,564 |
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Loans secured by real estate: | 113,524 |
| Tier 1 Leverage Ratio | 9.01 |
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Commercial and industrial loans | 12,144 |
| Tier 1 Capital Ratio | 13.1 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.22 |
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Loans to individuals - Other | 5,602 |
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:· Citizens Community Bank
