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 Waterfall Bank
Waterfall Bank
| RSSD ID 5650923 | CERTIFICATE 59265 | ABA NUMBER 63117040 |
| 500 Mclennan St |
Quarter Ended : |
2025-03-31 |
| Clearwater, Florida, 33756 |
Updated : |
2025-04-25 |
| www.waterfallbank.com |
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| Institution Profile |
| Year Opened : |
2021 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 314,876 |
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Total Interest Income | 4,655 |
| Total Liabilities | 273,033 |
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Total NonInterest Income | 48 |
| Total Bank Equity Capital | 41,843 |
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Total Interest Expense | 2,454 |
| Total Deposits | 271,198 |
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Total NonInterest Expense | 1,990 |
| Net Loans & Leases | 259,994 |
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Net Income | (87) |
| Loan Loss Allowance | 2,154 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 44,160 |
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Total loans | 254,475 |
| Total assets for the leverage ratio | 301,169 |
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Loans secured by real estate: | 212,150 |
| Tier 1 Leverage Ratio | 13.94 |
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Commercial and industrial loans | 41,970 |
| Tier 1 Capital Ratio | 15.03 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.81 |
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Loans to individuals - Other | 356 |
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:· Waterfall Bank
