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 First State Bank
First State Bank
| RSSD ID 565143 | CERTIFICATE 12149 | ABA NUMBER 83903564 |
| 240 N 1st St |
Quarter Ended : |
2025-12-31 |
| Irvington, Kentucky, 40146 |
Updated : |
2026-01-28 |
| www.firststatebankky.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
88 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 366,580 |
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Total Interest Income | 20,819 |
| Total Liabilities | 327,641 |
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Total NonInterest Income | 1,557 |
| Total Bank Equity Capital | 38,939 |
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Total Interest Expense | 6,067 |
| Total Deposits | 315,020 |
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Total NonInterest Expense | 7,513 |
| Net Loans & Leases | 284,011 |
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Net Income | 6,679 |
| Loan Loss Allowance | 696 |
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Net Charge Offs | 22 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 44,859 |
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Total loans | 278,340 |
| Total assets for the leverage ratio | 368,182 |
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Loans secured by real estate: | 225,178 |
| Tier 1 Leverage Ratio | 11.99 |
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Commercial and industrial loans | 38,146 |
| Tier 1 Capital Ratio | 15.79 |
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Loans to individuals - Credit Cards | 1,333 |
| Total Capital Ratio | 16.04 |
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Loans to individuals - Other | 11,528 |
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:· First State Bank
