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 First State Bank
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First State Bank
| RSSD ID 565143 | CERTIFICATE 12149 | ABA NUMBER 83903564 |
| 240 N 1st St |
Quarter Ended : |
2026-06-30 |
| Irvington, Kentucky, 40146 |
Updated : |
2026-07-28 |
| www.firststatebankky.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
90 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 401,968 |
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Total Interest Income | 10,907 |
| Total Liabilities | 360,587 |
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Total NonInterest Income | 749 |
| Total Bank Equity Capital | 41,381 |
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Total Interest Expense | 3,298 |
| Total Deposits | 354,251 |
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Total NonInterest Expense | 3,836 |
| Net Loans & Leases | 287,695 |
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Net Income | 3,391 |
| Loan Loss Allowance | 727 |
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Net Charge Offs | 44 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 47,432 |
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Total loans | 287,616 |
| Total assets for the leverage ratio | 415,720 |
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Loans secured by real estate: | 236,190 |
| Tier 1 Leverage Ratio | 11.23 |
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Commercial and industrial loans | 36,271 |
| Tier 1 Capital Ratio | 16.5 |
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Loans to individuals - Credit Cards | 1,382 |
| Total Capital Ratio | 16.76 |
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Loans to individuals - Other | 11,717 |
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:· First State Bank
