|
 |
|
|
 First State Bank
First State Bank
| RSSD ID 565143 | CERTIFICATE 12149 | ABA NUMBER 83903564 |
| 240 N 1st St |
Quarter Ended : |
2025-09-30 |
| Irvington, Kentucky, 40146 |
Updated : |
2025-10-20 |
| www.firststatebankky.com |
|
| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
84 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 352,161 |
|
Total Interest Income | 15,472 |
| Total Liabilities | 314,883 |
|
Total NonInterest Income | 1,202 |
| Total Bank Equity Capital | 37,278 |
|
Total Interest Expense | 4,522 |
| Total Deposits | 301,108 |
|
Total NonInterest Expense | 5,468 |
| Net Loans & Leases | 273,302 |
|
Net Income | 5,077 |
| Loan Loss Allowance | 678 |
|
Net Charge Offs | 24 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 43,616 |
|
Total loans | 272,907 |
| Total assets for the leverage ratio | 358,061 |
|
Loans secured by real estate: | 219,996 |
| Tier 1 Leverage Ratio | 11.99 |
|
Commercial and industrial loans | 38,139 |
| Tier 1 Capital Ratio | 15.85 |
|
Loans to individuals - Credit Cards | 1,324 |
| Total Capital Ratio | 16.11 |
|
Loans to individuals - Other | 11,350 |
|
|
|
|
:· First State Bank
