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 First Federal Savings of Middletown
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First Federal Savings of Middletown
| RSSD ID 565170 | CERTIFICATE 28712 | ABA NUMBER 221972098 |
| 22 James St |
Quarter Ended : |
2026-06-30 |
| Middletown, New York, 10940 |
Updated : |
2026-07-24 |
| www.firstfederalmiddletown.com |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
13 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 187,963 |
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Total Interest Income | 5,553 |
| Total Liabilities | 119,371 |
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Total NonInterest Income | 98 |
| Total Bank Equity Capital | 68,592 |
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Total Interest Expense | 1,026 |
| Total Deposits | 112,251 |
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Total NonInterest Expense | 2,113 |
| Net Loans & Leases | 148,846 |
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Net Income | 1,722 |
| Loan Loss Allowance | 1,559 |
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Net Charge Offs | 352 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 150,351 |
| Total assets for the leverage ratio | 185,676 |
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Loans secured by real estate: | 147,898 |
| Tier 1 Leverage Ratio | 36.94 |
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Commercial and industrial loans | 2,584 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 0 |
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:· First Federal Savings of Middletown
