|
 |
 |
|
First Federal Savings of Middletown
First Federal Savings of Middletown
| RSSD ID 565170 | CERTIFICATE 28712 | ABA NUMBER 221972098 |
| 22 James St |
Quarter Ended : |
2025-09-30 |
| Middletown, New York, 10940 |
Updated : |
2025-10-22 |
| www.firstfederalmiddletown.com |
|
| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
13 |
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 180,940 |
|
Total Interest Income | 8,402 |
| Total Liabilities | 114,477 |
|
Total NonInterest Income | 141 |
| Total Bank Equity Capital | 66,463 |
|
Total Interest Expense | 1,628 |
| Total Deposits | 107,468 |
|
Total NonInterest Expense | 3,082 |
| Net Loans & Leases | 153,432 |
|
Net Income | 2,955 |
| Loan Loss Allowance | 1,602 |
|
Net Charge Offs | 389 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 153,534 |
| Total assets for the leverage ratio | 180,284 |
|
Loans secured by real estate: | 151,346 |
| Tier 1 Leverage Ratio | 36.87 |
|
Commercial and industrial loans | 2,105 |
| Off Balance Sheet Exposures (%) | 0 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 0 |
|
|
|
|