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North Central Bank
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North Central Bank
| RSSD ID 565536 | CERTIFICATE 17241 | ABA NUMBER 71113476 |
| 126 E High St |
Quarter Ended : |
2026-03-31 |
| Hennepin, Illinois, 61327 |
Updated : |
2026-05-04 |
| www.northcentralbank.com |
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| Institution Profile |
| Year Opened : |
1946 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
24 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 163,598 |
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Total Interest Income | 1,850 |
| Total Liabilities | 144,156 |
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Total NonInterest Income | 254 |
| Total Bank Equity Capital | 19,442 |
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Total Interest Expense | 511 |
| Total Deposits | 142,635 |
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Total NonInterest Expense | 1,180 |
| Net Loans & Leases | 87,141 |
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Net Income | 405 |
| Loan Loss Allowance | 1,286 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 87,857 |
| Total assets for the leverage ratio | 160,745 |
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Loans secured by real estate: | 62,901 |
| Tier 1 Leverage Ratio | 12.18 |
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Commercial and industrial loans | 6,453 |
| Off Balance Sheet Exposures (%) | 8.91 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,868 |
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