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 North Central Bank
North Central Bank
| RSSD ID 565536 | CERTIFICATE 17241 | ABA NUMBER 71113476 |
| 126 E High St |
Quarter Ended : |
2025-12-31 |
| Hennepin, Illinois, 61327 |
Updated : |
2026-01-30 |
| www.northcentralbank.com |
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| Institution Profile |
| Year Opened : |
1946 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
24 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 159,348 |
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Total Interest Income | 7,309 |
| Total Liabilities | 139,520 |
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Total NonInterest Income | 1,195 |
| Total Bank Equity Capital | 19,828 |
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Total Interest Expense | 2,141 |
| Total Deposits | 137,257 |
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Total NonInterest Expense | 4,080 |
| Net Loans & Leases | 85,946 |
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Net Income | 2,253 |
| Loan Loss Allowance | 1,285 |
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Net Charge Offs | 10 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 86,636 |
| Total assets for the leverage ratio | 161,142 |
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Loans secured by real estate: | 61,410 |
| Tier 1 Leverage Ratio | 12.35 |
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Commercial and industrial loans | 6,657 |
| Off Balance Sheet Exposures (%) | 10.35 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,077 |
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:· North Central Bank
