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The Dime Bank
The Dime Bank
| RSSD ID 56717 | CERTIFICATE 9888 | ABA NUMBER 31308551 |
| 820 Church St |
Quarter Ended : |
2025-12-31 |
| Honesdale, Pennsylvania, 18431 |
Updated : |
2026-01-30 |
| www.thedime.bank |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
152 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,162,379 |
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Total Interest Income | 67,076 |
| Total Liabilities | 1,040,647 |
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Total NonInterest Income | 8,020 |
| Total Bank Equity Capital | 121,732 |
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Total Interest Expense | 21,662 |
| Total Deposits | 980,758 |
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Total NonInterest Expense | 29,687 |
| Net Loans & Leases | 810,980 |
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Net Income | 16,612 |
| Loan Loss Allowance | 13,730 |
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Net Charge Offs | 41 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 144,618 |
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Total loans | 823,148 |
| Total assets for the leverage ratio | 1,167,113 |
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Loans secured by real estate: | 700,289 |
| Tier 1 Leverage Ratio | 11.36 |
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Commercial and industrial loans | 73,312 |
| Tier 1 Capital Ratio | 13.79 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.04 |
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Loans to individuals - Other | 35,261 |
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