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 FNB Picayune Bank
FNB Picayune Bank
| RSSD ID 568939 | CERTIFICATE 16612 | ABA NUMBER 65505870 |
| 121 E Canal St |
Quarter Ended : |
2025-12-31 |
| Picayune, Mississippi, 39466 |
Updated : |
2026-01-28 |
| www.fnbop.com |
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| Institution Profile |
| Year Opened : |
1947 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
71 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 281,929 |
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Total Interest Income | 16,861 |
| Total Liabilities | 241,319 |
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Total NonInterest Income | 2,698 |
| Total Bank Equity Capital | 40,610 |
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Total Interest Expense | 2,509 |
| Total Deposits | 240,127 |
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Total NonInterest Expense | 7,788 |
| Net Loans & Leases | 182,734 |
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Net Income | 9,163 |
| Loan Loss Allowance | 2,140 |
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Net Charge Offs | 92 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 183,332 |
| Total assets for the leverage ratio | 281,699 |
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Loans secured by real estate: | 155,597 |
| Tier 1 Leverage Ratio | 15.67 |
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Commercial and industrial loans | 13,155 |
| Off Balance Sheet Exposures (%) | 6.97 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,125 |
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:· FNB Picayune Bank
