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 The First National Bank of Pandora
The First National Bank of Pandora
| RSSD ID 571920 | CERTIFICATE 6671 | ABA NUMBER 41212873 |
| 102 E Main St |
Quarter Ended : |
2025-12-31 |
| Pandora, Ohio, 45877 |
Updated : |
2026-01-30 |
| www.e-fnb.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
59 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 288,700 |
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Total Interest Income | 14,526 |
| Total Liabilities | 268,340 |
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Total NonInterest Income | 1,307 |
| Total Bank Equity Capital | 20,360 |
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Total Interest Expense | 4,913 |
| Total Deposits | 265,857 |
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Total NonInterest Expense | 8,766 |
| Net Loans & Leases | 189,301 |
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Net Income | 1,666 |
| Loan Loss Allowance | 2,497 |
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Net Charge Offs | 322 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 25,136 |
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Total loans | 192,392 |
| Total assets for the leverage ratio | 294,946 |
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Loans secured by real estate: | 166,020 |
| Tier 1 Leverage Ratio | 7.68 |
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Commercial and industrial loans | 13,891 |
| Tier 1 Capital Ratio | 11.18 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.41 |
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Loans to individuals - Other | 5,720 |
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:· The First National Bank of Pandora
