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 The First National Bank of Pandora
The First National Bank of Pandora
| RSSD ID 571920 | CERTIFICATE 6671 | ABA NUMBER 41212873 |
| 102 E Main St |
Quarter Ended : |
2025-09-30 |
| Pandora, Ohio, 45877 |
Updated : |
2025-10-30 |
| www.e-fnb.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
58 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 285,062 |
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Total Interest Income | 10,641 |
| Total Liabilities | 265,101 |
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Total NonInterest Income | 957 |
| Total Bank Equity Capital | 19,961 |
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Total Interest Expense | 3,660 |
| Total Deposits | 262,709 |
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Total NonInterest Expense | 6,516 |
| Net Loans & Leases | 189,399 |
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Net Income | 1,123 |
| Loan Loss Allowance | 2,376 |
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Net Charge Offs | 318 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 24,942 |
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Total loans | 191,396 |
| Total assets for the leverage ratio | 285,528 |
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Loans secured by real estate: | 164,563 |
| Tier 1 Leverage Ratio | 7.9 |
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Commercial and industrial loans | 14,188 |
| Tier 1 Capital Ratio | 11.16 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.33 |
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Loans to individuals - Other | 5,668 |
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:· The First National Bank of Pandora
