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 The Farmers & Merchants Bank
The Farmers & Merchants Bank
| RSSD ID 574949 | CERTIFICATE 15779 | ABA NUMBER 75910921 |
| 123 W Huron St |
Quarter Ended : |
2025-12-31 |
| Berlin, Wisconsin, 54923 |
Updated : |
2026-01-28 |
| www.fmberlin.com |
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| Institution Profile |
| Year Opened : |
1940 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 954,125 |
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Total Interest Income | 57,573 |
| Total Liabilities | 874,317 |
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Total NonInterest Income | 4,595 |
| Total Bank Equity Capital | 79,808 |
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Total Interest Expense | 27,681 |
| Total Deposits | 826,414 |
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Total NonInterest Expense | 18,413 |
| Net Loans & Leases | 732,481 |
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Net Income | 11,445 |
| Loan Loss Allowance | 10,026 |
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Net Charge Offs | 1,392 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 100,515 |
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Total loans | 734,738 |
| Total assets for the leverage ratio | 967,431 |
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Loans secured by real estate: | 562,500 |
| Tier 1 Leverage Ratio | 9.43 |
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Commercial and industrial loans | 157,457 |
| Tier 1 Capital Ratio | 12.31 |
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Loans to individuals - Credit Cards | 1,599 |
| Total Capital Ratio | 13.57 |
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Loans to individuals - Other | 5,938 |
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:· The Farmers & Merchants Bank
