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 The Farmers & Merchants Bank
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The Farmers & Merchants Bank
| RSSD ID 574949 | CERTIFICATE 15779 | ABA NUMBER 75910921 |
| 123 W Huron St |
Quarter Ended : |
2026-06-30 |
| Berlin, Wisconsin, 54923 |
Updated : |
2026-07-27 |
| www.fmberlin.com |
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| Institution Profile |
| Year Opened : |
1940 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
71 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 949,397 |
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Total Interest Income | 28,974 |
| Total Liabilities | 862,304 |
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Total NonInterest Income | 934 |
| Total Bank Equity Capital | 87,093 |
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Total Interest Expense | 13,285 |
| Total Deposits | 784,655 |
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Total NonInterest Expense | 8,420 |
| Net Loans & Leases | 730,477 |
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Net Income | 5,861 |
| Loan Loss Allowance | 10,391 |
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Net Charge Offs | 1,061 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 106,384 |
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Total loans | 752,309 |
| Total assets for the leverage ratio | 966,634 |
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Loans secured by real estate: | 587,632 |
| Tier 1 Leverage Ratio | 10.02 |
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Commercial and industrial loans | 150,975 |
| Tier 1 Capital Ratio | 12.76 |
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Loans to individuals - Credit Cards | 1,071 |
| Total Capital Ratio | 14.01 |
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Loans to individuals - Other | 5,723 |
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:· The Farmers & Merchants Bank
