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 KCB Bank
KCB Bank
| RSSD ID 5751 | CERTIFICATE 15194 | ABA NUMBER 101106625 |
| 221 N Main St |
Quarter Ended : |
2025-09-30 |
| Lakin, Kansas, 67860 |
Updated : |
2025-10-24 |
| www.kcbks.bank |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
43 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 325,272 |
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Total Interest Income | 14,063 |
| Total Liabilities | 287,717 |
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Total NonInterest Income | 1,024 |
| Total Bank Equity Capital | 37,555 |
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Total Interest Expense | 6,045 |
| Total Deposits | 285,651 |
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Total NonInterest Expense | 5,566 |
| Net Loans & Leases | 194,161 |
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Net Income | 2,660 |
| Loan Loss Allowance | 3,407 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 199,484 |
| Total assets for the leverage ratio | 332,709 |
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Loans secured by real estate: | 125,395 |
| Tier 1 Leverage Ratio | 12.7 |
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Commercial and industrial loans | 38,074 |
| Off Balance Sheet Exposures (%) | 8.69 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,004 |
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:· KCB Bank
