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 KCB Bank
KCB Bank
| RSSD ID 5751 | CERTIFICATE 15194 | ABA NUMBER 101106625 |
| 221 N Main St |
Quarter Ended : |
2025-12-31 |
| Lakin, Kansas, 67860 |
Updated : |
2026-01-29 |
| www.kcbks.bank |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
44 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 338,600 |
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Total Interest Income | 18,790 |
| Total Liabilities | 301,805 |
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Total NonInterest Income | 1,456 |
| Total Bank Equity Capital | 36,795 |
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Total Interest Expense | 7,950 |
| Total Deposits | 300,046 |
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Total NonInterest Expense | 7,491 |
| Net Loans & Leases | 192,122 |
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Net Income | 3,848 |
| Loan Loss Allowance | 3,460 |
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Net Charge Offs | 142 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 195,162 |
| Total assets for the leverage ratio | 336,323 |
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Loans secured by real estate: | 124,223 |
| Tier 1 Leverage Ratio | 12.25 |
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Commercial and industrial loans | 33,152 |
| Off Balance Sheet Exposures (%) | 8.88 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,033 |
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:· KCB Bank
