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The Peoples Bank
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The Peoples Bank
| RSSD ID 575133 | CERTIFICATE 17073 | ABA NUMBER 61212727 |
| 6 Fleetwood Ave E |
Quarter Ended : |
2026-03-31 |
| Willacoochee, Georgia, 31650 |
Updated : |
2026-04-23 |
| www.thepeoplesbank.com |
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| Institution Profile |
| Year Opened : |
1948 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
24 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 112,692 |
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Total Interest Income | 1,100 |
| Total Liabilities | 98,867 |
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Total NonInterest Income | 189 |
| Total Bank Equity Capital | 13,825 |
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Total Interest Expense | 360 |
| Total Deposits | 98,609 |
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Total NonInterest Expense | 752 |
| Net Loans & Leases | 36,791 |
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Net Income | 177 |
| Loan Loss Allowance | 253 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 36,993 |
| Total assets for the leverage ratio | 111,119 |
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Loans secured by real estate: | 28,526 |
| Tier 1 Leverage Ratio | 12.44 |
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Commercial and industrial loans | 2,394 |
| Off Balance Sheet Exposures (%) | 2.83 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,338 |
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