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 The Peoples Bank
The Peoples Bank
| RSSD ID 575133 | CERTIFICATE 17073 | ABA NUMBER 61212727 |
| 6 Fleetwood Ave E |
Quarter Ended : |
2025-12-31 |
| Willacoochee, Georgia, 31650 |
Updated : |
2026-01-23 |
| www.thepeoplesbank.com |
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| Institution Profile |
| Year Opened : |
1948 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 105,828 |
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Total Interest Income | 4,603 |
| Total Liabilities | 92,090 |
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Total NonInterest Income | 740 |
| Total Bank Equity Capital | 13,738 |
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Total Interest Expense | 1,496 |
| Total Deposits | 91,852 |
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Total NonInterest Expense | 3,044 |
| Net Loans & Leases | 36,696 |
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Net Income | 803 |
| Loan Loss Allowance | 252 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 36,435 |
| Total assets for the leverage ratio | 104,846 |
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Loans secured by real estate: | 27,821 |
| Tier 1 Leverage Ratio | 13.1 |
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Commercial and industrial loans | 2,278 |
| Off Balance Sheet Exposures (%) | 2.92 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,391 |
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:· The Peoples Bank
