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 Legacy Bank
Legacy Bank
| RSSD ID 5755510 | CERTIFICATE 59204 | ABA NUMBER 122245293 |
| 41391 Kalmia St |
Quarter Ended : |
2025-12-31 |
| Murrieta, California, 92562 |
Updated : |
2026-01-29 |
| https://www.legacybankca.com |
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| Institution Profile |
| Year Opened : |
2022 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 104,464 |
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Total Interest Income | 6,392 |
| Total Liabilities | 93,600 |
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Total NonInterest Income | 292 |
| Total Bank Equity Capital | 10,864 |
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Total Interest Expense | 2,666 |
| Total Deposits | 88,129 |
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Total NonInterest Expense | 7,181 |
| Net Loans & Leases | 75,236 |
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Net Income | (3,548) |
| Loan Loss Allowance | 983 |
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Net Charge Offs | 90 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 75,110 |
| Total assets for the leverage ratio | 104,692 |
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Loans secured by real estate: | 51,109 |
| Tier 1 Leverage Ratio | 10.38 |
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Commercial and industrial loans | 23,827 |
| Off Balance Sheet Exposures (%) | 3.99 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 166 |
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:· Legacy Bank
