|
 |
|
|
 Talbot State Bank
Talbot State Bank
| RSSD ID 577230 | CERTIFICATE 178 | ABA NUMBER 61107476 |
| 76 E Main St |
Quarter Ended : |
2025-06-30 |
| Woodland, Georgia, 31836 |
Updated : |
2025-07-18 |
| www.talbotstatebank.com |
|
| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
15 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 52,476 |
|
Total Interest Income | 1,500 |
| Total Liabilities | 50,144 |
|
Total NonInterest Income | 17 |
| Total Bank Equity Capital | 2,332 |
|
Total Interest Expense | 675 |
| Total Deposits | 46,044 |
|
Total NonInterest Expense | 1,223 |
| Net Loans & Leases | 31,267 |
|
Net Income | (381) |
| Loan Loss Allowance | 199 |
|
Net Charge Offs | (1) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 4,782 |
|
Total loans | 31,361 |
| Total assets for the leverage ratio | 51,958 |
|
Loans secured by real estate: | 29,761 |
| Tier 1 Leverage Ratio | 8.82 |
|
Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 19.15 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.98 |
|
Loans to individuals - Other | 193 |
|
|
|
|
:· Talbot State Bank
