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 Talbot State Bank
Talbot State Bank
| RSSD ID 577230 | CERTIFICATE 178 | ABA NUMBER 61107476 |
| 76 E Main St |
Quarter Ended : |
2025-12-31 |
| Woodland, Georgia, 31836 |
Updated : |
2026-01-21 |
| www.talbotstatebank.com |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 52,956 |
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Total Interest Income | 3,081 |
| Total Liabilities | 50,367 |
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Total NonInterest Income | 35 |
| Total Bank Equity Capital | 2,589 |
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Total Interest Expense | 1,358 |
| Total Deposits | 46,279 |
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Total NonInterest Expense | 2,437 |
| Net Loans & Leases | 31,116 |
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Net Income | (679) |
| Loan Loss Allowance | 197 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 4,482 |
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Total loans | 31,640 |
| Total assets for the leverage ratio | 51,148 |
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Loans secured by real estate: | 30,016 |
| Tier 1 Leverage Ratio | 8.38 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 17.98 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.8 |
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Loans to individuals - Other | 129 |
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:· Talbot State Bank
