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GS&L Municipal Bank

GS&L Municipal Bank
RSSD ID 5784921 | CERTIFICATE 59312 | ABA NUMBER 21315169
42 Church St Quarter Ended : 2025-09-30
Gouverneur, New York, 13642 Updated : 2025-10-29

Institution Profile
Year Opened : 2022 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Other Specialized Under 1 Billion
Number of Offices : 4 Number of Employees : 0
Related Company Filings Regulator
 GOUVERNEUR BCORP INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)
Income Statement
(USD, in thousands, ytd)
Total Assets35,099
Total Interest Income904
Total Liabilities20,553
Total NonInterest Income0
Total Bank Equity Capital14,546
Total Interest Expense116
Total Deposits20,028
Total NonInterest Expense103
Net Loans & Leases0
Net Income574
Loan Loss Allowance0
Net Charge Offs0



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital14,571
Total loans0
Total assets for the leverage ratio36,447
Loans secured by real estate:0
Tier 1 Leverage Ratio39.98
Commercial and industrial loans0
Tier 1 Capital Ratio93.86
Loans to individuals - Credit Cards0
Total Capital Ratio93.86
Loans to individuals - Other0





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury