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GS&L Municipal Bank
GS&L Municipal Bank
RSSD ID 5784921 | CERTIFICATE 59312 | ABA NUMBER 21315169
42 Church St Quarter Ended : 2026-06-30
Gouverneur, New York, 13642 Updated : 2026-07-29

Institution Profile
Year Opened : 2022 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Other Specialized Under 1 Billion
Number of Offices : 4 Number of Employees : 0
Related Company Filings Regulator
 GOUVERNEUR BCORP INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)
Income Statement
(USD, in thousands, ytd)
Total Assets31,631
Total Interest Income537
Total Liabilities16,655
Total NonInterest Income0
Total Bank Equity Capital14,976
Total Interest Expense67
Total Deposits16,016
Total NonInterest Expense70
Net Loans & Leases0
Net Income332
Loan Loss Allowance0
Net Charge Offs0



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital15,088
Total loans0
Total assets for the leverage ratio33,922
Loans secured by real estate:0
Tier 1 Leverage Ratio44.48
Commercial and industrial loans0
Tier 1 Capital Ratio92.8
Loans to individuals - Credit Cards0
Total Capital Ratio92.8
Loans to individuals - Other0





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury