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 Merchants and Planters Bank
Merchants and Planters Bank
| RSSD ID 579636 | CERTIFICATE 327 | ABA NUMBER 65303807 |
| 308 Raymond Sq |
Quarter Ended : |
2025-09-30 |
| Raymond, Mississippi, 39154 |
Updated : |
2025-10-24 |
| www.mpbank.net |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
52 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 221,647 |
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Total Interest Income | 7,806 |
| Total Liabilities | 185,856 |
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Total NonInterest Income | 1,907 |
| Total Bank Equity Capital | 35,791 |
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Total Interest Expense | 1,451 |
| Total Deposits | 184,846 |
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Total NonInterest Expense | 5,435 |
| Net Loans & Leases | 96,549 |
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Net Income | 2,164 |
| Loan Loss Allowance | 2,111 |
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Net Charge Offs | 69 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 97,252 |
| Total assets for the leverage ratio | 214,582 |
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Loans secured by real estate: | 87,502 |
| Tier 1 Leverage Ratio | 16.65 |
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Commercial and industrial loans | 13,537 |
| Off Balance Sheet Exposures (%) | 2.33 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,064 |
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:· Merchants and Planters Bank
