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 Nova Bank
Nova Bank
| RSSD ID 5807400 | CERTIFICATE 59326 | ABA NUMBER 62206826 |
| 532 Madison St Se |
Quarter Ended : |
2025-12-31 |
| Huntsville, Alabama, 35801 |
Updated : |
2026-02-10 |
| Institution Profile |
| Year Opened : |
2024 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 89,233 |
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Total Interest Income | 5,829 |
| Total Liabilities | 64,691 |
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Total NonInterest Income | 282 |
| Total Bank Equity Capital | 24,542 |
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Total Interest Expense | 2,336 |
| Total Deposits | 64,174 |
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Total NonInterest Expense | 3,858 |
| Net Loans & Leases | 64,643 |
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Net Income | (418) |
| Loan Loss Allowance | 838 |
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Net Charge Offs | 12 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 65,893 |
| Total assets for the leverage ratio | 88,454 |
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Loans secured by real estate: | 60,578 |
| Tier 1 Leverage Ratio | 27.65 |
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Commercial and industrial loans | 11,973 |
| Off Balance Sheet Exposures (%) | 9.8 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 384 |
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:· Nova Bank
