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 The Farmers Bank and Savings Company
The Farmers Bank and Savings Company
| RSSD ID 58225 | CERTIFICATE 769 | ABA NUMBER 44205146 |
| 640 E Main St |
Quarter Ended : |
2025-12-31 |
| Pomeroy, Ohio, 45769 |
Updated : |
2026-01-27 |
| www.fbsc.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
95 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 463,455 |
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Total Interest Income | 23,506 |
| Total Liabilities | 420,585 |
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Total NonInterest Income | 2,962 |
| Total Bank Equity Capital | 42,870 |
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Total Interest Expense | 7,878 |
| Total Deposits | 418,942 |
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Total NonInterest Expense | 14,086 |
| Net Loans & Leases | 320,027 |
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Net Income | 3,228 |
| Loan Loss Allowance | 3,208 |
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Net Charge Offs | 161 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 316,893 |
| Total assets for the leverage ratio | 460,288 |
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Loans secured by real estate: | 272,519 |
| Tier 1 Leverage Ratio | 9.27 |
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Commercial and industrial loans | 29,562 |
| Off Balance Sheet Exposures (%) | 8.04 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 11,585 |
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:· The Farmers Bank and Savings Company
