|
 |
 |
|
The Farmers Bank and Savings Company
The Farmers Bank and Savings Company
RSSD ID 58225 | CERTIFICATE 769 | ABA NUMBER 44205146 |
640 E Main St |
Quarter Ended : |
2025-06-30 |
Pomeroy, Ohio, 45769 |
Updated : |
2025-07-25 |
www.fbsc.com |
|
Institution Profile |
Year Opened : |
1904 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
|
Specialization : |
All Other Under 1 Billion |
Number of Offices : |
9 |
Number of Employees : |
96 |
|
|
|
|
|
Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
Total Assets | 461,872 |
|
Total Interest Income | 11,458 |
Total Liabilities | 421,476 |
|
Total NonInterest Income | 1,432 |
Total Bank Equity Capital | 40,396 |
|
Total Interest Expense | 3,944 |
Total Deposits | 419,044 |
|
Total NonInterest Expense | 6,915 |
Net Loans & Leases | 298,956 |
|
Net Income | 1,492 |
Loan Loss Allowance | 2,891 |
|
Net Charge Offs | 148 |
|
|
|
Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
|
Total loans | 299,239 |
Total assets for the leverage ratio | 459,700 |
|
Loans secured by real estate: | 258,590 |
Tier 1 Leverage Ratio | 9.06 |
|
Commercial and industrial loans | 25,265 |
Off Balance Sheet Exposures (%) | 7.18 |
|
Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 11,940 |
|
|
|
|