|
 |
|
|
 Schertz Bank & Trust
Schertz Bank & Trust
| RSSD ID 583268 | CERTIFICATE 10344 | ABA NUMBER 114916103 |
| 519 Main St |
Quarter Ended : |
2025-06-30 |
| Schertz, Texas, 78154 |
Updated : |
2025-07-30 |
| www.schertzbank.com |
|
| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
69 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 787,378 |
|
Total Interest Income | 26,373 |
| Total Liabilities | 688,683 |
|
Total NonInterest Income | 508 |
| Total Bank Equity Capital | 98,695 |
|
Total Interest Expense | 11,906 |
| Total Deposits | 683,209 |
|
Total NonInterest Expense | 6,693 |
| Net Loans & Leases | 626,971 |
|
Net Income | 5,903 |
| Loan Loss Allowance | 9,490 |
|
Net Charge Offs | 80 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 651,961 |
| Total assets for the leverage ratio | 799,768 |
|
Loans secured by real estate: | 587,581 |
| Tier 1 Leverage Ratio | 12.49 |
|
Commercial and industrial loans | 46,414 |
| Off Balance Sheet Exposures (%) | 11.25 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 882 |
|
|
|
|
:· Schertz Bank & Trust
