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 Schertz Bank & Trust
Schertz Bank & Trust
| RSSD ID 583268 | CERTIFICATE 10344 | ABA NUMBER 114916103 |
| 519 Main St |
Quarter Ended : |
2025-03-31 |
| Schertz, Texas, 78154 |
Updated : |
2025-04-30 |
| www.schertzbank.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
69 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 813,581 |
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Total Interest Income | 13,329 |
| Total Liabilities | 717,871 |
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Total NonInterest Income | 255 |
| Total Bank Equity Capital | 95,710 |
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Total Interest Expense | 6,249 |
| Total Deposits | 712,149 |
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Total NonInterest Expense | 3,214 |
| Net Loans & Leases | 660,183 |
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Net Income | 2,934 |
| Loan Loss Allowance | 9,192 |
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Net Charge Offs | (72) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 679,530 |
| Total assets for the leverage ratio | 837,903 |
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Loans secured by real estate: | 606,144 |
| Tier 1 Leverage Ratio | 11.57 |
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Commercial and industrial loans | 55,686 |
| Off Balance Sheet Exposures (%) | 7.95 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 931 |
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:· Schertz Bank & Trust
