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 Unified Bank
Unified Bank
| RSSD ID 584724 | CERTIFICATE 9463 | ABA NUMBER 43202946 |
| 201 S 4th St |
Quarter Ended : |
2025-06-30 |
| Martins Ferry, Ohio, 43935 |
Updated : |
2025-07-30 |
| www.unifiedbank.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
18 |
Number of Employees : |
122 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 842,822 |
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Total Interest Income | 20,127 |
| Total Liabilities | 777,743 |
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Total NonInterest Income | 2,506 |
| Total Bank Equity Capital | 65,079 |
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Total Interest Expense | 6,413 |
| Total Deposits | 657,185 |
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Total NonInterest Expense | 10,087 |
| Net Loans & Leases | 496,515 |
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Net Income | 5,626 |
| Loan Loss Allowance | 4,156 |
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Net Charge Offs | 172 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 82,484 |
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Total loans | 498,717 |
| Total assets for the leverage ratio | 847,578 |
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Loans secured by real estate: | 373,793 |
| Tier 1 Leverage Ratio | 9.24 |
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Commercial and industrial loans | 96,727 |
| Tier 1 Capital Ratio | 12.86 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.55 |
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Loans to individuals - Other | 7,742 |
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:· Unified Bank
