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 The Fidelity Bank
The Fidelity Bank
| RSSD ID 584920 | CERTIFICATE 11507 | ABA NUMBER 53103585 |
| 100 South Main Street |
Quarter Ended : |
2025-06-30 |
| Fuquay Varina, North Carolina, 27526 |
Updated : |
2025-07-29 |
| www.fidelitybanknc.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
53 |
Number of Employees : |
557 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,263,695 |
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Total Interest Income | 96,454 |
| Total Liabilities | 3,889,620 |
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Total NonInterest Income | 17,320 |
| Total Bank Equity Capital | 374,075 |
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Total Interest Expense | 19,343 |
| Total Deposits | 3,870,651 |
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Total NonInterest Expense | 48,635 |
| Net Loans & Leases | 2,717,976 |
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Net Income | 33,711 |
| Loan Loss Allowance | 33,470 |
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Net Charge Offs | 365 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 495,947 |
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Total loans | 2,709,863 |
| Total assets for the leverage ratio | 4,312,454 |
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Loans secured by real estate: | 2,450,732 |
| Tier 1 Leverage Ratio | 10.62 |
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Commercial and industrial loans | 225,439 |
| Tier 1 Capital Ratio | 14.81 |
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Loans to individuals - Credit Cards | 8,955 |
| Total Capital Ratio | 16.04 |
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Loans to individuals - Other | 9,540 |
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:· The Fidelity Bank
