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 The Fidelity Bank
The Fidelity Bank
| RSSD ID 584920 | CERTIFICATE 11507 | ABA NUMBER 53103585 |
| 100 S Main St |
Quarter Ended : |
2025-12-31 |
| Fuquay Varina, North Carolina, 27526 |
Updated : |
2026-01-29 |
| www.fidelitybanknc.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
55 |
Number of Employees : |
561 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,393,903 |
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Total Interest Income | 201,500 |
| Total Liabilities | 3,960,889 |
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Total NonInterest Income | 37,997 |
| Total Bank Equity Capital | 433,014 |
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Total Interest Expense | 39,415 |
| Total Deposits | 3,939,912 |
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Total NonInterest Expense | 99,215 |
| Net Loans & Leases | 2,801,072 |
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Net Income | 74,000 |
| Loan Loss Allowance | 36,504 |
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Net Charge Offs | 721 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 535,610 |
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Total loans | 2,829,355 |
| Total assets for the leverage ratio | 4,538,685 |
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Loans secured by real estate: | 2,564,589 |
| Tier 1 Leverage Ratio | 10.94 |
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Commercial and industrial loans | 232,478 |
| Tier 1 Capital Ratio | 15.83 |
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Loans to individuals - Credit Cards | 9,075 |
| Total Capital Ratio | 17.08 |
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Loans to individuals - Other | 12,280 |
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:· The Fidelity Bank
