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 First Palmetto Bank
First Palmetto Bank
| RSSD ID 586072 | CERTIFICATE 28396 | ABA NUMBER 253271916 |
| 315 E Dekalb St |
Quarter Ended : |
2025-12-31 |
| Camden, South Carolina, 29020 |
Updated : |
2026-01-27 |
| www.firstpalmetto.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
22 |
Number of Employees : |
178 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,056,466 |
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Total Interest Income | 51,838 |
| Total Liabilities | 961,392 |
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Total NonInterest Income | 4,832 |
| Total Bank Equity Capital | 95,074 |
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Total Interest Expense | 18,580 |
| Total Deposits | 956,275 |
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Total NonInterest Expense | 23,777 |
| Net Loans & Leases | 764,621 |
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Net Income | 10,878 |
| Loan Loss Allowance | 11,827 |
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Net Charge Offs | 62 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 104,251 |
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Total loans | 769,771 |
| Total assets for the leverage ratio | 1,053,646 |
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Loans secured by real estate: | 735,624 |
| Tier 1 Leverage Ratio | 9.02 |
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Commercial and industrial loans | 25,096 |
| Tier 1 Capital Ratio | 13 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.25 |
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Loans to individuals - Other | 5,382 |
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:· First Palmetto Bank
