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 Community Unity Bank
Community Unity Bank
| RSSD ID 5860740 | CERTIFICATE 59305 | ABA NUMBER 72414514 |
| 34040 Woodward Ave |
Quarter Ended : |
2025-12-31 |
| Birmingham, Michigan, 48009 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
2023 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
15 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 95,006 |
|
Total Interest Income | 4,468 |
| Total Liabilities | 74,148 |
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Total NonInterest Income | 92 |
| Total Bank Equity Capital | 20,858 |
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Total Interest Expense | 1,971 |
| Total Deposits | 72,763 |
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Total NonInterest Expense | 4,737 |
| Net Loans & Leases | 53,510 |
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Net Income | (2,366) |
| Loan Loss Allowance | 675 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 21,418 |
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Total loans | 52,930 |
| Total assets for the leverage ratio | 85,709 |
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Loans secured by real estate: | 46,183 |
| Tier 1 Leverage Ratio | 24.17 |
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Commercial and industrial loans | 6,141 |
| Tier 1 Capital Ratio | 36.86 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 38.11 |
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Loans to individuals - Other | 50 |
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:· Community Unity Bank
