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 Century Bank
Century Bank
| RSSD ID 58636 | CERTIFICATE 11448 | ABA NUMBER 65303328 |
| 4282 Main St |
Quarter Ended : |
2025-12-31 |
| Lucedale, Mississippi, 39452 |
Updated : |
2026-01-28 |
| centurybank.net |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
128 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 551,719 |
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Total Interest Income | 30,287 |
| Total Liabilities | 501,994 |
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Total NonInterest Income | 4,340 |
| Total Bank Equity Capital | 49,725 |
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Total Interest Expense | 8,821 |
| Total Deposits | 497,317 |
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Total NonInterest Expense | 17,795 |
| Net Loans & Leases | 376,481 |
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Net Income | 6,146 |
| Loan Loss Allowance | 5,212 |
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Net Charge Offs | 330 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 369,373 |
| Total assets for the leverage ratio | 559,946 |
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Loans secured by real estate: | 312,929 |
| Tier 1 Leverage Ratio | 9.85 |
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Commercial and industrial loans | 32,583 |
| Off Balance Sheet Exposures (%) | 12.52 |
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Loans to individuals - Credit Cards | 1,006 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 23,297 |
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:· Century Bank
