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 Peoples State Bank
Peoples State Bank
| RSSD ID 586960 | CERTIFICATE 10345 | ABA NUMBER 113120291 |
| 5850 Highway 59 S |
Quarter Ended : |
2025-03-31 |
| Shepherd, Texas, 77371 |
Updated : |
2025-04-13 |
| www.psbtexas.com |
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| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 176,510 |
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Total Interest Income | 2,194 |
| Total Liabilities | 163,942 |
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Total NonInterest Income | 303 |
| Total Bank Equity Capital | 12,568 |
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Total Interest Expense | 573 |
| Total Deposits | 163,326 |
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Total NonInterest Expense | 1,277 |
| Net Loans & Leases | 82,744 |
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Net Income | 525 |
| Loan Loss Allowance | 566 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 18,894 |
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Total loans | 80,102 |
| Total assets for the leverage ratio | 185,298 |
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Loans secured by real estate: | 71,661 |
| Tier 1 Leverage Ratio | 9.86 |
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Commercial and industrial loans | 2,549 |
| Tier 1 Capital Ratio | 19.05 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.7 |
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Loans to individuals - Other | 5,557 |
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:· Peoples State Bank
