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 Peoples State Bank
Peoples State Bank
| RSSD ID 586960 | CERTIFICATE 10345 | ABA NUMBER 113120291 |
| 5850 Highway 59 S |
Quarter Ended : |
2025-12-31 |
| Shepherd, Texas, 77371 |
Updated : |
2026-01-19 |
| www.psbtexas.com |
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| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 187,410 |
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Total Interest Income | 9,024 |
| Total Liabilities | 172,333 |
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Total NonInterest Income | 1,229 |
| Total Bank Equity Capital | 15,077 |
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Total Interest Expense | 2,200 |
| Total Deposits | 162,846 |
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Total NonInterest Expense | 5,393 |
| Net Loans & Leases | 96,056 |
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Net Income | 1,787 |
| Loan Loss Allowance | 1,010 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 20,221 |
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Total loans | 93,769 |
| Total assets for the leverage ratio | 188,279 |
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Loans secured by real estate: | 85,872 |
| Tier 1 Leverage Ratio | 10.16 |
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Commercial and industrial loans | 2,882 |
| Tier 1 Capital Ratio | 18.21 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.24 |
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Loans to individuals - Other | 4,920 |
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:· Peoples State Bank
