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Kensington Bank
Kensington Bank
| RSSD ID 58757 | CERTIFICATE 1409 | ABA NUMBER 91208138 |
| 11 Central Ave N |
Quarter Ended : |
2025-12-31 |
| Kensington, Minnesota, 56343 |
Updated : |
2026-01-28 |
| www.kensington.bank |
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| Institution Profile |
| Year Opened : |
1898 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
56 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 446,404 |
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Total Interest Income | 25,762 |
| Total Liabilities | 404,755 |
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Total NonInterest Income | 2,036 |
| Total Bank Equity Capital | 41,649 |
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Total Interest Expense | 9,362 |
| Total Deposits | 383,258 |
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Total NonInterest Expense | 11,130 |
| Net Loans & Leases | 347,024 |
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Net Income | 4,438 |
| Loan Loss Allowance | 2,320 |
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Net Charge Offs | 599 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 44,210 |
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Total loans | 351,292 |
| Total assets for the leverage ratio | 464,818 |
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Loans secured by real estate: | 248,969 |
| Tier 1 Leverage Ratio | 8.94 |
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Commercial and industrial loans | 43,723 |
| Tier 1 Capital Ratio | 10.7 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.38 |
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Loans to individuals - Other | 6,123 |
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