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Lincoln Savings Bank
Lincoln Savings Bank
| RSSD ID 589943 | CERTIFICATE 14207 | ABA NUMBER 73905527 |
| 508 Main St |
Quarter Ended : |
2025-12-31 |
| Reinbeck, Iowa, 50669 |
Updated : |
2026-02-13 |
| www.mylsb.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
220 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,752,564 |
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Total Interest Income | 90,926 |
| Total Liabilities | 1,597,990 |
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Total NonInterest Income | 10,689 |
| Total Bank Equity Capital | 154,574 |
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Total Interest Expense | 44,935 |
| Total Deposits | 1,515,477 |
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Total NonInterest Expense | 53,668 |
| Net Loans & Leases | 1,148,409 |
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Net Income | (545) |
| Loan Loss Allowance | 17,864 |
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Net Charge Offs | 1,146 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 177,161 |
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Total loans | 1,192,615 |
| Total assets for the leverage ratio | 1,781,751 |
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Loans secured by real estate: | 920,937 |
| Tier 1 Leverage Ratio | 9.01 |
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Commercial and industrial loans | 214,298 |
| Tier 1 Capital Ratio | 12.07 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.32 |
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Loans to individuals - Other | 3,763 |
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