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 Uwharrie Bank
Uwharrie Bank
| RSSD ID 590220 | CERTIFICATE 24919 | ABA NUMBER 53111690 |
| 167 N 2nd St |
Quarter Ended : |
2025-12-31 |
| Albemarle, North Carolina, 28001 |
Updated : |
2026-01-28 |
| www.uwharrie.com |
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| Institution Profile |
| Year Opened : |
1984 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
175 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,194,143 |
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Total Interest Income | 57,952 |
| Total Liabilities | 1,094,180 |
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Total NonInterest Income | 10,948 |
| Total Bank Equity Capital | 99,963 |
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Total Interest Expense | 17,662 |
| Total Deposits | 1,084,382 |
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Total NonInterest Expense | 34,416 |
| Net Loans & Leases | 683,142 |
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Net Income | 12,535 |
| Loan Loss Allowance | 6,420 |
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Net Charge Offs | 161 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 123,143 |
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Total loans | 686,073 |
| Total assets for the leverage ratio | 1,209,308 |
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Loans secured by real estate: | 552,839 |
| Tier 1 Leverage Ratio | 9.64 |
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Commercial and industrial loans | 82,380 |
| Tier 1 Capital Ratio | 14.35 |
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Loans to individuals - Credit Cards | 2,359 |
| Total Capital Ratio | 15.16 |
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Loans to individuals - Other | 8,104 |
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:· Uwharrie Bank
