|
 |
|
|
 Uwharrie Bank
Uwharrie Bank
| RSSD ID 590220 | CERTIFICATE 24919 | ABA NUMBER 53111690 |
| 167 N 2nd St |
Quarter Ended : |
2025-09-30 |
| Albemarle, North Carolina, 28001 |
Updated : |
2025-10-28 |
| www.uwharrie.com |
|
| Institution Profile |
| Year Opened : |
1984 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
175 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,213,603 |
|
Total Interest Income | 42,936 |
| Total Liabilities | 1,118,795 |
|
Total NonInterest Income | 8,134 |
| Total Bank Equity Capital | 94,808 |
|
Total Interest Expense | 13,140 |
| Total Deposits | 1,108,451 |
|
Total NonInterest Expense | 25,522 |
| Net Loans & Leases | 671,034 |
|
Net Income | 9,125 |
| Loan Loss Allowance | 6,356 |
|
Net Charge Offs | 190 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 119,830 |
|
Total loans | 688,811 |
| Total assets for the leverage ratio | 1,183,932 |
|
Loans secured by real estate: | 540,590 |
| Tier 1 Leverage Ratio | 9.57 |
|
Commercial and industrial loans | 83,697 |
| Tier 1 Capital Ratio | 13.91 |
|
Loans to individuals - Credit Cards | 2,305 |
| Total Capital Ratio | 14.72 |
|
Loans to individuals - Other | 8,125 |
|
|
|
|
:· Uwharrie Bank
