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 FNB Oxford Bank
FNB Oxford Bank
| RSSD ID 590640 | CERTIFICATE 5005 | ABA NUMBER 84201825 |
| 101 Courthouse Sq |
Quarter Ended : |
2025-12-31 |
| Oxford, Mississippi, 38655 |
Updated : |
2026-01-29 |
| www.fnboxford.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
116 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 911,006 |
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Total Interest Income | 45,332 |
| Total Liabilities | 808,491 |
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Total NonInterest Income | 1,537 |
| Total Bank Equity Capital | 102,515 |
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Total Interest Expense | 20,819 |
| Total Deposits | 772,612 |
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Total NonInterest Expense | 15,331 |
| Net Loans & Leases | 479,079 |
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Net Income | 7,013 |
| Loan Loss Allowance | 5,152 |
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Net Charge Offs | 574 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 471,296 |
| Total assets for the leverage ratio | 878,172 |
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Loans secured by real estate: | 432,509 |
| Tier 1 Leverage Ratio | 12.15 |
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Commercial and industrial loans | 25,573 |
| Off Balance Sheet Exposures (%) | 11.34 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,797 |
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:· FNB Oxford Bank
