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 The Peoples Bank
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The Peoples Bank
| RSSD ID 593249 | CERTIFICATE 15871 | ABA NUMBER 84205452 |
| 305 E Jefferson St |
Quarter Ended : |
2026-03-31 |
| Ripley, Mississippi, 38663 |
Updated : |
2026-04-24 |
| WWW.PEOPLESRIPLEY.COM |
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| Institution Profile |
| Year Opened : |
1925 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
6 |
Number of Employees : |
79 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 582,218 |
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Total Interest Income | 5,927 |
| Total Liabilities | 531,155 |
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Total NonInterest Income | 1,099 |
| Total Bank Equity Capital | 51,063 |
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Total Interest Expense | 2,517 |
| Total Deposits | 524,046 |
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Total NonInterest Expense | 2,617 |
| Net Loans & Leases | 225,344 |
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Net Income | 1,463 |
| Loan Loss Allowance | 3,244 |
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Net Charge Offs | (31) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 62,779 |
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Total loans | 228,961 |
| Total assets for the leverage ratio | 571,569 |
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Loans secured by real estate: | 162,324 |
| Tier 1 Leverage Ratio | 10.42 |
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Commercial and industrial loans | 24,014 |
| Tier 1 Capital Ratio | 20.86 |
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Loans to individuals - Credit Cards | 1,715 |
| Total Capital Ratio | 22 |
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Loans to individuals - Other | 18,038 |
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:· The Peoples Bank
