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 The Peoples Bank
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The Peoples Bank
| RSSD ID 593249 | CERTIFICATE 15871 | ABA NUMBER 84205452 |
| 305 E Jefferson St |
Quarter Ended : |
2026-06-30 |
| Ripley, Mississippi, 38663 |
Updated : |
2026-07-23 |
| WWW.PEOPLESRIPLEY.COM |
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| Institution Profile |
| Year Opened : |
1925 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
6 |
Number of Employees : |
78 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 581,801 |
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Total Interest Income | 12,107 |
| Total Liabilities | 529,676 |
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Total NonInterest Income | 2,329 |
| Total Bank Equity Capital | 52,125 |
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Total Interest Expense | 5,039 |
| Total Deposits | 522,614 |
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Total NonInterest Expense | 5,419 |
| Net Loans & Leases | 236,334 |
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Net Income | 2,856 |
| Loan Loss Allowance | 3,340 |
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Net Charge Offs | (31) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 63,648 |
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Total loans | 231,320 |
| Total assets for the leverage ratio | 588,504 |
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Loans secured by real estate: | 168,899 |
| Tier 1 Leverage Ratio | 10.25 |
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Commercial and industrial loans | 25,321 |
| Tier 1 Capital Ratio | 20.58 |
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Loans to individuals - Credit Cards | 1,669 |
| Total Capital Ratio | 21.72 |
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Loans to individuals - Other | 18,136 |
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:· The Peoples Bank
