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Citizens National Bank
Citizens National Bank
| RSSD ID 59352 | CERTIFICATE 3127 | ABA NUMBER 111902819 |
| 118 S Houston Ave |
Quarter Ended : |
2025-06-30 |
| Cameron, Texas, 76520 |
Updated : |
2025-07-25 |
| www.cnbanktexas.com |
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| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
84 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 628,112 |
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Total Interest Income | 15,544 |
| Total Liabilities | 552,474 |
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Total NonInterest Income | 1,403 |
| Total Bank Equity Capital | 75,638 |
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Total Interest Expense | 5,435 |
| Total Deposits | 549,961 |
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Total NonInterest Expense | 5,582 |
| Net Loans & Leases | 421,425 |
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Net Income | 4,696 |
| Loan Loss Allowance | 6,615 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 82,805 |
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Total loans | 430,997 |
| Total assets for the leverage ratio | 625,912 |
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Loans secured by real estate: | 401,143 |
| Tier 1 Leverage Ratio | 12.32 |
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Commercial and industrial loans | 13,574 |
| Tier 1 Capital Ratio | 16.91 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.16 |
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Loans to individuals - Other | 2,062 |
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