|
 |
 |
|
Citizens National Bank
Citizens National Bank
| RSSD ID 59352 | CERTIFICATE 3127 | ABA NUMBER 111902819 |
| 118 S Houston Ave |
Quarter Ended : |
2025-12-31 |
| Cameron, Texas, 76520 |
Updated : |
2026-01-28 |
| www.cnbanktexas.com |
|
| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
83 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 660,205 |
|
Total Interest Income | 32,264 |
| Total Liabilities | 578,778 |
|
Total NonInterest Income | 2,213 |
| Total Bank Equity Capital | 81,427 |
|
Total Interest Expense | 10,637 |
| Total Deposits | 575,885 |
|
Total NonInterest Expense | 11,703 |
| Net Loans & Leases | 417,846 |
|
Net Income | 9,608 |
| Loan Loss Allowance | 6,652 |
|
Net Charge Offs | 3 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Total capital | 88,019 |
|
Total loans | 429,067 |
| Total assets for the leverage ratio | 654,131 |
|
Loans secured by real estate: | 397,780 |
| Tier 1 Leverage Ratio | 12.54 |
|
Commercial and industrial loans | 14,690 |
| Tier 1 Capital Ratio | 17.07 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.32 |
|
Loans to individuals - Other | 2,145 |
|
|
|
|