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 First Shore Federal Savings and Loan Association
First Shore Federal Savings and Loan Association
| RSSD ID 59370 | CERTIFICATE 30680 | ABA NUMBER 252172485 |
| 106 S Division St |
Quarter Ended : |
2025-09-30 |
| Salisbury, Maryland, 21801 |
Updated : |
2025-10-29 |
| www.firstshorefederal.com |
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| Institution Profile |
| Year Opened : |
1953 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
74 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 362,278 |
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Total Interest Income | 14,066 |
| Total Liabilities | 301,896 |
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Total NonInterest Income | 641 |
| Total Bank Equity Capital | 60,382 |
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Total Interest Expense | 5,657 |
| Total Deposits | 297,227 |
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Total NonInterest Expense | 6,985 |
| Net Loans & Leases | 289,743 |
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Net Income | 1,488 |
| Loan Loss Allowance | 3,841 |
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Net Charge Offs | (5) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 64,187 |
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Total loans | 286,135 |
| Total assets for the leverage ratio | 363,654 |
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Loans secured by real estate: | 228,948 |
| Tier 1 Leverage Ratio | 16.83 |
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Commercial and industrial loans | 5,123 |
| Tier 1 Capital Ratio | 25.79 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 27.05 |
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Loans to individuals - Other | 52,063 |
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:· First Shore Federal Savings and Loan Association
