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 CB&S Bank, Inc.
CB&S Bank, Inc.
| RSSD ID 594433 | CERTIFICATE 15310 | ABA NUMBER 62201559 |
| 201 Jackson Ave S |
Quarter Ended : |
2025-12-31 |
| Russellville, Alabama, 35653 |
Updated : |
2026-01-30 |
| www.cbsbank.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
55 |
Number of Employees : |
566 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,878,211 |
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Total Interest Income | 141,928 |
| Total Liabilities | 2,700,146 |
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Total NonInterest Income | 20,584 |
| Total Bank Equity Capital | 178,065 |
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Total Interest Expense | 53,781 |
| Total Deposits | 2,424,986 |
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Total NonInterest Expense | 77,282 |
| Net Loans & Leases | 1,554,756 |
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Net Income | 23,709 |
| Loan Loss Allowance | 17,460 |
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Net Charge Offs | 1,078 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,571,153 |
| Total assets for the leverage ratio | 3,028,528 |
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Loans secured by real estate: | 1,271,391 |
| Tier 1 Leverage Ratio | 10.96 |
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Commercial and industrial loans | 240,794 |
| Off Balance Sheet Exposures (%) | 15 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 32,864 |
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:· CB&S Bank, Inc.
