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 State Bank of the Lakes, National Association
State Bank of the Lakes, National Association
| RSSD ID 595430 | CERTIFICATE 5744 | ABA NUMBER 71909871 |
| 440 Lake St |
Quarter Ended : |
2025-09-30 |
| Antioch, Illinois, 60002 |
Updated : |
2025-10-30 |
| www.sbotl.com |
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| Institution Profile |
| Year Opened : |
1926 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
85 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,391,006 |
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Total Interest Income | 90,164 |
| Total Liabilities | 2,120,441 |
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Total NonInterest Income | 5,755 |
| Total Bank Equity Capital | 270,565 |
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Total Interest Expense | 36,839 |
| Total Deposits | 2,023,365 |
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Total NonInterest Expense | 23,841 |
| Net Loans & Leases | 1,826,406 |
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Net Income | 25,176 |
| Loan Loss Allowance | 8,601 |
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Net Charge Offs | 431 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 235,550 |
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Total loans | 1,798,335 |
| Total assets for the leverage ratio | 2,311,804 |
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Loans secured by real estate: | 591,647 |
| Tier 1 Leverage Ratio | 9.71 |
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Commercial and industrial loans | 679,786 |
| Tier 1 Capital Ratio | 11.27 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.83 |
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Loans to individuals - Other | 424,244 |
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:· State Bank of the Lakes, National Association
