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American Bank
American Bank
| RSSD ID 597452 | CERTIFICATE 19234 | ABA NUMBER 65405404 |
| 1819 N Columbia St |
Quarter Ended : |
2025-12-31 |
| Covington, Louisiana, 70433 |
Updated : |
2026-01-27 |
| www.americanbankusa.com |
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| Institution Profile |
| Year Opened : |
1964 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
71 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 337,683 |
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Total Interest Income | 25,794 |
| Total Liabilities | 298,889 |
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Total NonInterest Income | 3,538 |
| Total Bank Equity Capital | 38,794 |
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Total Interest Expense | 7,304 |
| Total Deposits | 295,353 |
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Total NonInterest Expense | 15,512 |
| Net Loans & Leases | 225,254 |
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Net Income | 3,930 |
| Loan Loss Allowance | 3,994 |
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Net Charge Offs | 1,353 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 227,726 |
| Total assets for the leverage ratio | 334,848 |
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Loans secured by real estate: | 205,454 |
| Tier 1 Leverage Ratio | 10.58 |
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Commercial and industrial loans | 18,209 |
| Off Balance Sheet Exposures (%) | 11.63 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,829 |
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