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 The Stephenson National Bank and Trust
The Stephenson National Bank and Trust
| RSSD ID 598048 | CERTIFICATE 5306 | ABA NUMBER 75901011 |
| 1818 Hall Ave |
Quarter Ended : |
2025-09-30 |
| Marinette, Wisconsin, 54143 |
Updated : |
2025-10-29 |
| www.snbt.com |
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| Institution Profile |
| Year Opened : |
1874 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
119 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 689,520 |
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Total Interest Income | 27,047 |
| Total Liabilities | 628,569 |
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Total NonInterest Income | 6,686 |
| Total Bank Equity Capital | 60,951 |
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Total Interest Expense | 9,559 |
| Total Deposits | 594,550 |
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Total NonInterest Expense | 16,099 |
| Net Loans & Leases | 497,665 |
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Net Income | 7,652 |
| Loan Loss Allowance | 7,013 |
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Net Charge Offs | 65 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 503,283 |
| Total assets for the leverage ratio | 703,074 |
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Loans secured by real estate: | 376,501 |
| Tier 1 Leverage Ratio | 9.78 |
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Commercial and industrial loans | 57,405 |
| Off Balance Sheet Exposures (%) | 11.76 |
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Loans to individuals - Credit Cards | 471 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 44,904 |
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:· The Stephenson National Bank and Trust
