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 The Stephenson National Bank and Trust
The Stephenson National Bank and Trust
| RSSD ID 598048 | CERTIFICATE 5306 | ABA NUMBER 75901011 |
| 1818 Hall Ave |
Quarter Ended : |
2025-12-31 |
| Marinette, Wisconsin, 54143 |
Updated : |
2026-01-29 |
| www.snbt.com |
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| Institution Profile |
| Year Opened : |
1874 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
121 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 693,380 |
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Total Interest Income | 36,393 |
| Total Liabilities | 632,471 |
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Total NonInterest Income | 8,924 |
| Total Bank Equity Capital | 60,909 |
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Total Interest Expense | 12,600 |
| Total Deposits | 589,930 |
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Total NonInterest Expense | 21,337 |
| Net Loans & Leases | 510,753 |
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Net Income | 8,422 |
| Loan Loss Allowance | 7,667 |
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Net Charge Offs | 89 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 512,135 |
| Total assets for the leverage ratio | 696,487 |
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Loans secured by real estate: | 380,300 |
| Tier 1 Leverage Ratio | 9.74 |
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Commercial and industrial loans | 54,062 |
| Off Balance Sheet Exposures (%) | 12.3 |
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Loans to individuals - Credit Cards | 571 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 45,706 |
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:· The Stephenson National Bank and Trust
