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 First State Bank of Beecher City
First State Bank of Beecher City
| RSSD ID 601041 | CERTIFICATE 10871 | ABA NUMBER 81211669 |
| 101 S Charles St |
Quarter Ended : |
2025-09-30 |
| Beecher City, Illinois, 62414 |
Updated : |
2025-10-20 |
| www.fsbbc.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
14 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 107,482 |
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Total Interest Income | 5,203 |
| Total Liabilities | 90,706 |
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Total NonInterest Income | 397 |
| Total Bank Equity Capital | 16,776 |
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Total Interest Expense | 1,575 |
| Total Deposits | 90,265 |
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Total NonInterest Expense | 1,818 |
| Net Loans & Leases | 80,545 |
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Net Income | 2,007 |
| Loan Loss Allowance | 1,483 |
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Net Charge Offs | 23 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 17,745 |
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Total loans | 81,861 |
| Total assets for the leverage ratio | 109,711 |
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Loans secured by real estate: | 55,219 |
| Tier 1 Leverage Ratio | 15.31 |
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Commercial and industrial loans | 9,536 |
| Tier 1 Capital Ratio | 22.29 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.55 |
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Loans to individuals - Other | 11,925 |
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:· First State Bank of Beecher City
