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 Peoples Bank of Alabama
Peoples Bank of Alabama
| RSSD ID 60330 | CERTIFICATE 22537 | ABA NUMBER 62203010 |
| 1912 Cherokee Ave Sw |
Quarter Ended : |
2025-12-31 |
| Cullman, Alabama, 35055 |
Updated : |
2026-01-28 |
| www.peoplesbankal.com |
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| Institution Profile |
| Year Opened : |
1977 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
28 |
Number of Employees : |
276 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,407,730 |
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Total Interest Income | 80,010 |
| Total Liabilities | 1,265,643 |
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Total NonInterest Income | 13,912 |
| Total Bank Equity Capital | 142,087 |
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Total Interest Expense | 18,900 |
| Total Deposits | 1,252,512 |
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Total NonInterest Expense | 45,087 |
| Net Loans & Leases | 889,135 |
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Net Income | 27,878 |
| Loan Loss Allowance | 15,052 |
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Net Charge Offs | 677 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 170,665 |
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Total loans | 894,340 |
| Total assets for the leverage ratio | 1,416,402 |
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Loans secured by real estate: | 673,682 |
| Tier 1 Leverage Ratio | 11.16 |
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Commercial and industrial loans | 191,114 |
| Tier 1 Capital Ratio | 15.77 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.03 |
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Loans to individuals - Other | 11,674 |
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:· Peoples Bank of Alabama
