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 First State Bank
First State Bank
| RSSD ID 603755 | CERTIFICATE 16643 | ABA NUMBER 114922430 |
| 601 College St |
Quarter Ended : |
2025-12-31 |
| Junction, Texas, 76849 |
Updated : |
2026-01-26 |
| Institution Profile |
| Year Opened : |
1947 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 61,139 |
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Total Interest Income | 3,068 |
| Total Liabilities | 55,227 |
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Total NonInterest Income | 282 |
| Total Bank Equity Capital | 5,912 |
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Total Interest Expense | 224 |
| Total Deposits | 54,947 |
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Total NonInterest Expense | 1,893 |
| Net Loans & Leases | 20,256 |
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Net Income | 845 |
| Loan Loss Allowance | 491 |
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Net Charge Offs | 106 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 20,968 |
| Total assets for the leverage ratio | 59,076 |
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Loans secured by real estate: | 16,573 |
| Tier 1 Leverage Ratio | 9.98 |
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Commercial and industrial loans | 2,330 |
| Off Balance Sheet Exposures (%) | 1.46 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,457 |
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:· First State Bank
