|
 |
 |
|
First State Bank
|
First State Bank
| RSSD ID 603755 | CERTIFICATE 16643 | ABA NUMBER 114922430 |
| 601 College St |
Quarter Ended : |
2026-06-30 |
| Junction, Texas, 76849 |
Updated : |
2026-07-27 |
| www.fsbjunction.com |
|
| Institution Profile |
| Year Opened : |
1947 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
10 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 58,203 |
|
Total Interest Income | 1,643 |
| Total Liabilities | 52,154 |
|
Total NonInterest Income | 154 |
| Total Bank Equity Capital | 6,049 |
|
Total Interest Expense | 280 |
| Total Deposits | 51,855 |
|
Total NonInterest Expense | 997 |
| Net Loans & Leases | 20,878 |
|
Net Income | 487 |
| Loan Loss Allowance | 484 |
|
Net Charge Offs | 27 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 20,635 |
| Total assets for the leverage ratio | 59,070 |
|
Loans secured by real estate: | 16,069 |
| Tier 1 Leverage Ratio | 10.64 |
|
Commercial and industrial loans | 1,951 |
| Off Balance Sheet Exposures (%) | 1.76 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,410 |
|
|
|
|