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 Waterman Bank
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Waterman Bank
| RSSD ID 604640 | CERTIFICATE 10878 | ABA NUMBER 71916482 |
| 248 W Lincoln Hwy |
Quarter Ended : |
2026-06-30 |
| Waterman, Illinois, 60556 |
Updated : |
2026-07-15 |
| www.watermanbank.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 173,623 |
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Total Interest Income | 5,664 |
| Total Liabilities | 147,891 |
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Total NonInterest Income | 1,256 |
| Total Bank Equity Capital | 25,732 |
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Total Interest Expense | 2,073 |
| Total Deposits | 144,343 |
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Total NonInterest Expense | 4,116 |
| Net Loans & Leases | 116,395 |
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Net Income | 406 |
| Loan Loss Allowance | 670 |
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Net Charge Offs | 62 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 109,768 |
| Total assets for the leverage ratio | 169,319 |
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Loans secured by real estate: | 94,783 |
| Tier 1 Leverage Ratio | 13.2 |
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Commercial and industrial loans | 5,706 |
| Off Balance Sheet Exposures (%) | 9.3 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 443 |
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:· Waterman Bank
